It may be time to upgrade your credit card. Continue reading for a simple way to swap your credit card for one with more perks -- without having to apply for a new card. An upgrade has its benefits, but...
When it comes time to give your kids access to a credit card, it's important that you teach them how to use it responsibly. Credit cards offer flexibility, valuable rewards and better security than cash. But they can also get...
When in doubt, try your personal bank for a loan. This is a good option for those who are just starting out because banks will usually offer secure and unsecured loans to customers in good standing. This could help...
Your credit score is a number lenders use to determine whether you’re worthy of credit or not. Credit scores are usually divided into five categories: Excellent: If your credit score ranges anywhere between 740 to 850, it is considered excellent....
If you’ve been making payments on time, yet your credit score is stagnate, there may be other factors to consider. Making payments on time is the biggest factor affecting your credit score, but it isn’t the only factor that affects...
Do you ever get credit reports and credit scores mixed up? If so, you’re not alone. Many people believe they are one and the same when in actuality they are quite different. Here are the differences… A credit report is...
Medical credit cards are used for medical purposes only while traditional credit cards can be used anywhere, any time. One of the biggest cons to a medical credit card is the high interest rate. Also, certain providers may not accept...